{"id":20891,"date":"2026-06-15T12:10:42","date_gmt":"2026-06-15T18:10:42","guid":{"rendered":"https:\/\/imecaf.com\/blog\/?p=20891"},"modified":"2026-06-15T12:10:43","modified_gmt":"2026-06-15T18:10:43","slug":"dos-cosas-para-ahorrar","status":"publish","type":"post","link":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/","title":{"rendered":"Dos cosas para ahorrar"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Tiempo de lectura:<\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minuto<\/span><\/span>\n<p class=\"wp-block-paragraph\">\u00abHay dos cosas para las que debes ahorrar. Primero, necesitas un fondo de emergencia equivalente a al menos seis meses de gastos de manutenci\u00f3n. Este debe ser efectivo en una cuenta de f\u00e1cil acceso, donde puedas disponer de \u00e9l en caso de emergencia. En otras palabras, en fondos del mercado de dinero, no en dep\u00f3sitos a plazo fijo. Tambi\u00e9n necesitas ahorrar para tu futuro: es decir, para tu jubilaci\u00f3n.\u00bb<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jean Sherman Chatzky (1964- ) Periodista, columnista de finanzas personales y editora financiera estadounidense.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00abHay dos cosas para las que debes ahorrar. Primero, necesitas un fondo de emergencia equivalente a al menos seis meses de gastos de manutenci\u00f3n. Este debe ser efectivo en una cuenta de f\u00e1cil acceso, donde puedas disponer de \u00e9l en caso de emergencia. En otras palabras, en fondos del mercado de dinero, no en dep\u00f3sitos &#8230; <a title=\"Dos cosas para ahorrar\" class=\"read-more\" href=\"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/\">Leer m\u00e1s <span class=\"screen-reader-text\">Dos cosas para ahorrar<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,606],"tags":[9116,1284,19,590,12397,3479,78,10876,8868,2558,6159,10699,6367,12425,12426],"class_list":["post-20891","post","type-post","status-publish","format-standard","hentry","category-finanzas","category-frases-celebres-finanzas","tag-acceso","tag-ahorrar","tag-blog-imecaf","tag-cuenta","tag-deposito","tag-efectivo","tag-finanzas-2","tag-fondo-de-emergencia","tag-frase-celebre-2","tag-futuro","tag-gasto","tag-jean-chatzky","tag-jubilacion","tag-manutencion","tag-mercado-de-dinero"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dos cosas para ahorrar - IMECAF - Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dos cosas para ahorrar - IMECAF - Blog\" \/>\n<meta property=\"og:description\" content=\"\u00abHay dos cosas para las que debes ahorrar. Primero, necesitas un fondo de emergencia equivalente a al menos seis meses de gastos de manutenci\u00f3n. Este debe ser efectivo en una cuenta de f\u00e1cil acceso, donde puedas disponer de \u00e9l en caso de emergencia. En otras palabras, en fondos del mercado de dinero, no en dep\u00f3sitos ... Leer m\u00e1s Dos cosas para ahorrar\" \/>\n<meta property=\"og:url\" content=\"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/\" \/>\n<meta property=\"og:site_name\" content=\"IMECAF - Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/IMECAF\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-15T18:10:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-15T18:10:43+00:00\" \/>\n<meta name=\"author\" content=\"Equipo de IMECAF\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@imecaf\" \/>\n<meta name=\"twitter:site\" content=\"@imecaf\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Equipo de IMECAF\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/\"},\"author\":{\"name\":\"Equipo de IMECAF\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#\\\/schema\\\/person\\\/667fedea7027f0e801a0c67c34b9a884\"},\"headline\":\"Dos cosas para ahorrar\",\"datePublished\":\"2026-06-15T18:10:42+00:00\",\"dateModified\":\"2026-06-15T18:10:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/\"},\"wordCount\":91,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#organization\"},\"keywords\":[\"acceso\",\"ahorrar\",\"blog IMECAF\",\"cuenta\",\"deposito\",\"efectivo\",\"finanzas\",\"fondo de emergencia\",\"frase celebre\",\"futuro\",\"gasto\",\"jean chatzky\",\"jubilacion\",\"manutencion\",\"mercado de dinero\"],\"articleSection\":[\"Finanzas\",\"Frases C\u00e9lebres\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/\",\"url\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/\",\"name\":\"Dos cosas para ahorrar - IMECAF - Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#website\"},\"datePublished\":\"2026-06-15T18:10:42+00:00\",\"dateModified\":\"2026-06-15T18:10:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/2026\\\/06\\\/15\\\/dos-cosas-para-ahorrar\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dos cosas para ahorrar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/\",\"name\":\"IMECAF\",\"description\":\"Un lugar para expresar y compartir inquietudes dentro del mundo de la educaci\u00f3n.\",\"publisher\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#organization\",\"name\":\"IMECAF - Instituto Mexicano de Contabilidad, Administraci\u00f3n y Finanzas\",\"url\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/wp-content\\\/uploads\\\/IMECAF.Logo_.25.png\",\"contentUrl\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/wp-content\\\/uploads\\\/IMECAF.Logo_.25.png\",\"width\":350,\"height\":350,\"caption\":\"IMECAF - Instituto Mexicano de Contabilidad, Administraci\u00f3n y Finanzas\"},\"image\":{\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/IMECAF\",\"https:\\\/\\\/x.com\\\/imecaf\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/imecaf\\\/\",\"https:\\\/\\\/www.youtube.com\\\/imecaf\",\"https:\\\/\\\/www.instagram.com\\\/imecaf_mx\\\/\",\"https:\\\/\\\/imecaf.negocio.site\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/#\\\/schema\\\/person\\\/667fedea7027f0e801a0c67c34b9a884\",\"name\":\"Equipo de IMECAF\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g\",\"caption\":\"Equipo de IMECAF\"},\"url\":\"https:\\\/\\\/imecaf.com\\\/blog\\\/author\\\/mfonticoba\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dos cosas para ahorrar - IMECAF - Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/","og_locale":"es_ES","og_type":"article","og_title":"Dos cosas para ahorrar - IMECAF - Blog","og_description":"\u00abHay dos cosas para las que debes ahorrar. Primero, necesitas un fondo de emergencia equivalente a al menos seis meses de gastos de manutenci\u00f3n. Este debe ser efectivo en una cuenta de f\u00e1cil acceso, donde puedas disponer de \u00e9l en caso de emergencia. En otras palabras, en fondos del mercado de dinero, no en dep\u00f3sitos ... Leer m\u00e1s Dos cosas para ahorrar","og_url":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/","og_site_name":"IMECAF - Blog","article_publisher":"https:\/\/www.facebook.com\/IMECAF","article_published_time":"2026-06-15T18:10:42+00:00","article_modified_time":"2026-06-15T18:10:43+00:00","author":"Equipo de IMECAF","twitter_card":"summary_large_image","twitter_creator":"@imecaf","twitter_site":"@imecaf","twitter_misc":{"Escrito por":"Equipo de IMECAF","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/#article","isPartOf":{"@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/"},"author":{"name":"Equipo de IMECAF","@id":"https:\/\/imecaf.com\/blog\/#\/schema\/person\/667fedea7027f0e801a0c67c34b9a884"},"headline":"Dos cosas para ahorrar","datePublished":"2026-06-15T18:10:42+00:00","dateModified":"2026-06-15T18:10:43+00:00","mainEntityOfPage":{"@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/"},"wordCount":91,"commentCount":0,"publisher":{"@id":"https:\/\/imecaf.com\/blog\/#organization"},"keywords":["acceso","ahorrar","blog IMECAF","cuenta","deposito","efectivo","finanzas","fondo de emergencia","frase celebre","futuro","gasto","jean chatzky","jubilacion","manutencion","mercado de dinero"],"articleSection":["Finanzas","Frases C\u00e9lebres"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/","url":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/","name":"Dos cosas para ahorrar - IMECAF - Blog","isPartOf":{"@id":"https:\/\/imecaf.com\/blog\/#website"},"datePublished":"2026-06-15T18:10:42+00:00","dateModified":"2026-06-15T18:10:43+00:00","breadcrumb":{"@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/imecaf.com\/blog\/2026\/06\/15\/dos-cosas-para-ahorrar\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/imecaf.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Dos cosas para ahorrar"}]},{"@type":"WebSite","@id":"https:\/\/imecaf.com\/blog\/#website","url":"https:\/\/imecaf.com\/blog\/","name":"IMECAF","description":"Un lugar para expresar y compartir inquietudes dentro del mundo de la educaci\u00f3n.","publisher":{"@id":"https:\/\/imecaf.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/imecaf.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/imecaf.com\/blog\/#organization","name":"IMECAF - Instituto Mexicano de Contabilidad, Administraci\u00f3n y Finanzas","url":"https:\/\/imecaf.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/imecaf.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/imecaf.com\/blog\/wp-content\/uploads\/IMECAF.Logo_.25.png","contentUrl":"https:\/\/imecaf.com\/blog\/wp-content\/uploads\/IMECAF.Logo_.25.png","width":350,"height":350,"caption":"IMECAF - Instituto Mexicano de Contabilidad, Administraci\u00f3n y Finanzas"},"image":{"@id":"https:\/\/imecaf.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/IMECAF","https:\/\/x.com\/imecaf","https:\/\/www.linkedin.com\/company\/imecaf\/","https:\/\/www.youtube.com\/imecaf","https:\/\/www.instagram.com\/imecaf_mx\/","https:\/\/imecaf.negocio.site\/"]},{"@type":"Person","@id":"https:\/\/imecaf.com\/blog\/#\/schema\/person\/667fedea7027f0e801a0c67c34b9a884","name":"Equipo de IMECAF","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4b4242953c12937bd47e298d7922b4d01ffafe2955ce4235d318b8950782aa13?s=96&d=mm&r=g","caption":"Equipo de IMECAF"},"url":"https:\/\/imecaf.com\/blog\/author\/mfonticoba\/"}]}},"_links":{"self":[{"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/posts\/20891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/comments?post=20891"}],"version-history":[{"count":1,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/posts\/20891\/revisions"}],"predecessor-version":[{"id":20892,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/posts\/20891\/revisions\/20892"}],"wp:attachment":[{"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/media?parent=20891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/categories?post=20891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/imecaf.com\/blog\/wp-json\/wp\/v2\/tags?post=20891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}